After years of paying insurance premiums, policyholders reasonably expect coverage to be there when they need it. When insurance carriers deny a legitimate claim, they are acting in bad faith. California law provides protections for policyholders in this situation. An Anaheim insurance bad faith lawyer can represent you through your claim and pursue the compensation you are owed.
When property owners in Anaheim need legal representation to deal with bad faith insurance claim denials, they rely on Kristy & Kananen. For over 20 years, we have represented policyholders, including individuals and businesses, who had their claims denied in bad faith. We understand how to hold insurance companies responsible for wrongfully denying claims.
Our attorneys are regularly recognized by groups like Super Lawyers for their exceptional legal services and strong results for clients. Our professional memberships with the Consumer Attorneys Association of Los Angeles, the State Bar of California, and the Ventura County Trial Lawyers Association have equipped us with the resources, relationships, and legal insight needed to advocate effectively on your behalf.
Bad faith insurance practices can leave Anaheim residents facing serious financial consequences. Anaheim is home to many insurance companies, including Cornerstone Insurance Agency, MQ Insurance Services, and Sameday Insurance Services. The recent wildfires across Southern California are a reminder of how insurance companies can put their interests above those of policyholders.
In 2025, California’s Insurance Commissioner launched an investigation into State Farm after survivors of the Palisades and Eaton fires reported delays and mishandling of claims, particularly involving smoke contamination. State Farm admitted to receiving about 13,000 claims and paying out $4 billion.
By February 2025, insurers had received around 33,700 insurance claims tied to the wildfires and paid out nearly $6.94 billion for property and living expenses. In Anaheim neighborhoods such as Anaheim Hills, The Colony, and West Anaheim, families rely on insurers to act in good faith after property damage.
If you were wrongfully denied an insurance claim, you may be eligible to take action against the insurance company. A first-party bad faith claim involves action against your own insurance company for failing to handle a claim. One example could involve a house fire that your insurance company refuses to settle.
A third-party bad faith claim could arise if your insurer refuses to settle a claim brought against you by someone else. If you caused an accident, for example, your insurer is required to settle the claim within policy limits. These cases are handled in civil court, but some settlements can be sought without going to court.
Whether you are seeking a first-party or third-party claim against your insurance company, your first step should be to hire an insurance bad faith lawyer who is familiar with the state’s insurance bad faith laws. An Anaheim insurance bad faith attorney can take decisive action to secure the settlement that you are owed.
Insurance bad faith cases require skillful negotiations on the part of your attorney. These complex disputes often demand careful preparation, persuasive arguments, detailed evidence, and a firm strategy to overcome resistance from powerful insurers who want to minimize payouts unfairly.
Your lawyer can calculate the value of the claim based on what your insurance company should have paid, plus additional damages you may have suffered due to their failure to act in good faith. With strong representation, you can hold your insurer accountable for failing to pay you what you should have received.
A: Yes. California law allows policyholders to file a civil claim against an insurance company that unreasonably delays, denies, or undervalues a valid claim. This type of action, called a bad faith insurance claim, can provide compensation beyond what the policy originally covers. Taking legal action with an attorney can make sure your rights as a policyholder are protected.
A: The amount of compensation that you may be owed depends on the value of the original claim, along with the damages that you endured due to the claim’s denial. In addition to policy benefits, successful bad faith claims may include damages for financial losses, emotional distress, and, in some cases, punitive damages designed to punish wrongful behavior.
A: It is not hard to win a bad faith insurance claim if you have strong representation from an attorney, especially one with years of experience in navigating these types of claims. Proving bad faith requires showing that the insurance company acted without proper cause or otherwise unreasonably in delaying or denying your claim. California law sets clear standards for how insurance companies should handle claims.
A: Filing a bad faith claim in California requires going to court. Beforehand, an attorney can prepare your claim by reviewing the policy, gathering evidence of unreasonable conduct, and filing a complaint in court. While complaints can also be reported to the California Department of Insurance, those do not result in compensation. A civil claim is the primary legal recourse for recovering damages in these cases.
Insurance companies have a duty to act in good faith when handling valid claims. When they delay your case, underpay your claim, or deny coverage without justification, the insurance bad faith lawyers at Kristy & Kananen can fight for the coverage you are owed.
For more than 20 years, our firm has represented clients across California in disputes with insurance carriers. Our long record of success in court has been recognized by Super Lawyers, and we are committed to delivering exceptional legal service in every case we handle. Contact our office today to pursue accountability and secure the compensation you deserve.
Contact Kristy & Kananen to discuss your employment law, construction defect or insurance-bad-faith claim. There are no attorney’s fees unless we recover compensation on your behalf.
To meet with an experienced lawyer to discuss your employment law matter, construction
defect or insurance bad faith claim. There are no attorney’s fees unless we recover
compensation on your behalf.
Contact Us Today 866-981-1498
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