Dedicated To

Justice For Consumers

Stepping In When Insurance Claims Are Denied In Bad Faith

In California, the unreasonable denial of insurance claims is called “bad faith.” California law empowers policyholders to recover additional money – above the value of the claim –  from insurers who deny claims in bad faith. An insurer that denies a claim in bad faith and in conscious disregard of the policyholder’s rights may also be required to pay punitive damages.

If you believe your insurance claim has been unfairly denied, I can help. I am attorney James R. Kristy, and I am dedicated to helping my clients get the compensation to which they are entitled under their insurance policies. I have litigated bad-faith claims for over 20 years. At my firm, The Kristy Law Firm, I represent insurance policyholders, both individuals and businesses, whose claims have been denied in bad faith. I hold insurance companies responsible for the wrongful denial of claims.

Types Of Bad-Faith Claim Denials

Insurers unfairly deny claims in different ways, including:

  • Offering lowball payments to compensate for a loss
  • Unreasonably delaying payment
  • Avoiding paying for a loss based on “exclusions” in their policies, even when they know the claim is covered under the policy
  • Failing to timely and properly adjust a loss
  • Other unfair claims-handling practices to cheat consumers out of policy benefits

Worst of all, insurers count on the policyholder to feel powerless and take no action against them.

The Kristy Law Firm fights for the rights of policyholders – individuals and businesses – in cases involving unfairly denied claims, including property damage claims (individual, homeowner and commercial), health insurance claims, life and disability insurance claims, liability insurance claims and other claims that are warranted under the policy in question.

Learn More About Your Options

Get in touch with me today to schedule a free evaluation of your case. I represent insurance policyholders on a contingency fee basis, which means that my clients owe me nothing unless and until I recover money for them. If you believe your claim may have been handled unfairly, call me at The Kristy Law Firm at 888-428-9432. You can also fill out this contact form to get in touch. Spanish language translation services are available.